Life Insurance | Spectrum Insurance

Security. Stability. Simplicity.

Life Insurance

You don't get life insurance for yourself.

You get it for your loved ones.

Your life insurance needs change based on your age, health and stage of life (for example, if you're married or have kids). It may be used for income replacement, paying final expenses and taxes, or creating an inheritance.

Most importantly, life insurance secures your family's financial future.

We care about protecting your loved ones too!

Let's discuss what type of policy will be the best fit based on your needs. Then we'll impartially shop multiple top rated insurance companies, and create a customized plan that's just right for you.

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Which type of insurance is right for me?

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Term Life Insurance

May be for you if...

1. You're young and/or looking for coverage at a lower price.

2. You want to cover a debt such as your mortgage or student loans.

*May be converted to a permanent policy later.

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Permanent Insurance

May be for you if...

1. You want coverage that may last a lifetime.

2. You want to replace an expiring term policy or take advantage of lower premiums while you're young.

3. You want to leave a legacy for your family or a favorite cause.

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Layered Policies

May be for you if...

1. You want to have enough coverage for each stage of life.

2. You want a plan that fits your changing needs.

*We can help manage your policies and determine when and how much you need; call (860) 785-4854.

Once you're covered, we make managing your insurance simple, because we'll be your direct contact for all your future needs, such as making a change to your coverage, getting more information, or filing a claim.