Savings. Security. Simplicity.
Did you know that if something were to happen to the people or belongings in your rental home, you would be responsible and not your landlord?
Your landlord's insurance protects the building, but your stuff is yours to protect.
Did you also know that renter's insurance is typically less than $20 a month? There are a few variables, though, such as owning a pet. We can help you find the right policy for your situation.
We can get you covered as low as $10 a month!
We'll impartially shop multiple top rated insurance companies and find the right policy for you. We'll also explain your coverage options, so there won't be any unpleasant surprises later.
You're protected and your stuff is safe
Renters insurance helps cover your personal belongings in events such as fire or theft. It can also include liability coverage if you're ever held responsible for injuries or damages.
How much coverage do you really need?
Do you have a pet? You may need additional coverage to protect your pet and cover pet damage or injury.
Security systems can earn you a discount on renters as well as homeowners insurance.
How much are your belongings and assets worth? The average coverage for a 2-bedroom apartment starts at $20,000.
Once you're covered, we make managing your insurance simple, because we'll be your direct contact for all your future needs, such as making a change to your coverage, getting more information, or filing a claim.
Renters Insurance FAQs
Do college students need renters insurance?
Because renters insurance is so affordable and offers low deductible options, it's a great idea for college students. Your homeowners policy should cover your child while they are away from home, but there are limitations and your homeowners policy deductible (which is typically much higher than renters insurance) would apply if there was a loss.
Can I add renters insurance to my homeowners policy?
Having two separate policies is not typically needed, especially for the same location. There may be situations where it makes sense to care a homeowners and renters policy, though, such as if your child is away at school or if you are renting a property in addition to the home you own. A homewoners or renters insurance policy can offer some coverage in multiple locations, but there may be limitations, which is why two separate policies can be a good option. Call us at (860) 785-4854 to discuss if this is the right option for you.
Does renters insurance cover moving?
If you're moving to a new rental, there's no need to cancel your renters policy. Simply update it to reflect your new address. You may also want to review your coverage at this time to make sure it still fits your needs.
Can roommates share one renters insurance policy?
No. A renters policy automatically covers family members, such as your spouse or children. A live-in significant other may also be covered. A roommate is not covered under your renters policy and would need to obtain their own policy.
How can I save money on my renters premium?
One of the best ways to save on renters insurance, and onother types of insurance as well, is to bundle your policies. Other savings opportunities may include monitored security system discounts and claims free discounts.