Connecticut Renters Insurance
Get renters insurance starting at $12 per month.
Why Renters Insurance is More Important Than You Think
You might not own your home, but everything inside it is yours. Imagine coming home to find your apartment flooded, your laptop stolen, or an unexpected fire turning your belongings to ash. Without renters insurance in Connecticut, you’d have to replace everything out of pocket.
At Spectrum Insurance, we make getting affordable renters insurance easy—starting at just $12 per month. Our policies cover your personal belongings, protect you from liability claims, and even help pay for a hotel if your rental becomes unlivable. Because life is unpredictable, but your financial security doesn’t have to be.
Insurance that costs less than your monthly coffee tab? That’s a win.
You spend more on coffee each month than it costs to protect everything you own. Renters insurance is an easy win—because your stuff deserves coverage, too.
3 Essential Protections for Renters
1
Personal Property
Covers your stuff from fire, theft, vandalism, and certain types of water damage.
2
Liability Protection
If someone gets hurt in your rental, your policy helps cover legal and medical costs.
3
Additional Living Expenses
Covers hotel and food costs if your rental becomes uninhabitable due to a covered event.
Start Your Quote Today
Please fill out the following information so we can help you get started with a renters insurance quote.
Quote - Renters Page
We will get back to you as soon as possible.
Please try again later.
Is renters insurance required in Connecticut?
It’s not legally required, but many landlords require it as part of the lease. Even if yours doesn’t, it’s a smart move.
Does renters insurance cover my roommate’s stuff?
Nope! Your policy covers your belongings. Your roommate will need their own policy.
What happens if my apartment gets broken into?
Your renters insurance will help replace stolen items up to your policy limits, minus your deductible.
Does renters insurance cover flood damage?
Standard policies don’t cover floods, but additional coverage is available if needed.
Can I bundle renters and auto insurance?
Yes! Bundling can save you money on both policies.
Does Spectrum Insurance offer renters insurance in all of Connecticut?
Yes! Spectrum Insurance provides renters insurance across the entire state of Connecticut. Whether you’re renting in Hartford, New Haven, Stamford, or a smaller town, we can help you find the right coverage at the best price.
How do I get a renters insurance quote from Spectrum Insurance?
- Fill out our online quote form in just a few minutes.
- Call one of our local agents, and we’ll walk you through your options.
- Visit our office in person if you prefer face-to-face service.
- No matter how you choose to get your quote, we’ll compare top insurance providers to find the best deal for you!
Can I switch my renters insurance to Spectrum Insurance from another provider?
Absolutely! Switching to Spectrum Insurance is simple. We’ll help you cancel your old policy and set up a new, more affordable plan with no coverage gaps. In many cases, we can even help you avoid cancellation fees and set up a seamless transition so you’re always protected. Contact us today to make the switch hassle-free!
