DO WHAT YOU LOVE
knowing you're protected from whatever life throws at you.
“I am thrilled to have Mark as my agent for my car, renters, and soon to be Medicare Part B plan coverage. He always answers the calls, questions, and weighs what what scenario serves me the best. I would highly recommend Mark and Spectrum Insurance LLC to anyone who is seeking insurance from a qualified, friendly, and well-versed agent such as Mark Castelhano.”
- Lorraine
You've come to the right place if...
You've been frustrated with the complexities of your current insurance plans and understanding your coverage.
You are looking for affordable, yet comprehensive insurance coverage.
You want an agent who will work hard to make sure you're protected.
You want to have all your insurance needs met with the same agent.
Some of our popular products right now
1. EARNING
Earning means bringing home money from a job, self-employment, "side-hustle," or as a return on various investments. Most adults primarily earn money via employment in the form of a paycheck.
The key to understanding your earnings is to know the difference between gross income and net, or "take-home" income. Gross income is the amount of money you make BEFORE taxes, employee benefits (such as 401K contributions), and other deductions are withheld. Net income is the amount of money you make AFTER your withholdings are deducted (which is why it is also called your "take-home" income) and averages between 70-72% of your gross income.